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Aha! Lori, you must be 55 or older. Canadian banks don't charge service feesto us "senior citizens".
P.S. I knew you are only 25 !
Can anyone who has ordered Holubec seed from the UK tell me which they find the easiest way to pay? Last time I ordered seed from the Czech republic I just used to put cash in the envelope but this seems to be more risky now.